Zero Down. No Mortgage Insurance. Big Potential.

We're always looking for new ways to help our clients achieve their homeownership goals, especially when life and career changes are happening simultaneously. We're excited to share a new loan program available exclusively through Highlands Residential Mortgage:

The Huntington Bank Doctor Program

Designed for physicians, dentists, podiatrists, and other medical professionals, this program helps remove some of the most common roadblocks to homeownership, like student loan debt or limited savings after years of schooling.

Here's what makes this loan stand out:

• 100% financing available up to $1 million—no down payment required
• No mortgage insurance (MI)—even with less than 20% down
• Loan amounts up to $2.5 million—ideal for those looking to scale up
• Flexible guidelines for student loans and new employment contracts
• Eligible for purchase or rate-term refinance (no cash-out)
• Condos and modular homes are allowed

Whether you're finishing your residency, relocating for a new position, or just starting to build your future, you deserve a financing solution that understands your journey.

This program was designed to meet the unique needs of medical professionals, making homeownership more accessible, less stressful, and better aligned with your career path.

Call The Sharpe Mortgage Team at 336-575-9448 to learn more. We'll help you explore your options and see if this specialized program aligns with your goals.