Buying a new home is exciting, but if you're like many other homeowners, you can feel stuck waiting for your current home to sell before moving forward. That waiting game creates stress and sometimes causes you to miss out on the perfect house.

For many, the question becomes: Do I risk carrying two mortgages, or do I risk losing out on the perfect home?

That's where the Buy Before You Sell program from Highlands Residential Mortgage comes in. Designed as a bridge loan alternative, this program gives homeowners confidence and flexibility, allowing you to buy your next home first and sell your current one on your timeline:

How It Works

Here are four ways this program makes the process easier:

• Find your dream home first. With Buy Before You Sell, you can start the purchase process immediately without waiting for your current home to sell.
• Boost your buying power. Your existing mortgage may be excluded from your debt-to-income ratio, making qualifying for your new loan easier without worrying about carrying two mortgages.
• Tap into your equity. Need funds for a down payment? We can help advance the equity from your current home so you don't have to wait for it to sell.
• Stay in control. You'll be free to market and sell your home at full value, without feeling rushed or pressured.

Why Homeowners Love It

The Buy Before You Sell program takes the stress out of one of life's most significant financial transitions. Instead of juggling contingencies and tight timelines, you get to move into your new home first, then sell your old one when the time is right.

For families, that could mean settling into a new school district without delay. For others, it might mean securing that dream home in a competitive market without missing out.

Is This Program Right for You?

Every homeowner's situation is unique, and the best way to find out if Buy Before You Sell is the right fit is to talk with a mortgage professional.

Whether you're a move-up buyer, downsizing, or simply trying to avoid the stress of buying and selling a home at the same time, we're here to guide you through your options.

Call the Sharpe Mortgage Team today at 336-575-9448 to learn how to buy your next home without waiting to sell your current one.